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Consumer Loans
Are you ready for your next vehicle? Need to re-finish your kitchen? Want to build the house of your dreams? Cheyenne State Bank is here for you. Come talk to our friendly and knowledgeable loan staff today. We offer products to help meet your needs and desires along with friendly, one on one, personal service to provide an experience only a local community bank can provide.
Apply Today

Stop in Cheyenne State Bank and apply today. Below is a checklist of items to bring for most consumer loan applications – additional information may be requested during the underwriting process:

Auto & Recreation Loans

Cheyenne State Bank offers loans to purchase new or used auto/recreation vehicles. We also offer auto loans to use the equity in your vehicle to consolidate debt or if you just need some cash for that big vacation.

Home Equity Loans

Planning on creating that master suite or that serene patio area that feels like you are on vacation year round? Ask us about our Home Equity products that could help make your current home the one you always thought it could be.

  • Fixed Rate and Term Home Equity Loans
  • Revolving Home Equity Lines of Credit
Construction Loans

If you are planning on building the house you have always wanted, our loan staff at Cheyenne State Bank can help make the process easy and take away the stress of financing such a huge endeavor. Come talk to us today to help make your dreams a reality.


Whether you are looking to purchase your first home, dream home or refinance your current home our loan staff at Cheyenne State Bank can educate you on all types of loans such as conventional, FHA, VA and WCDA. Our experienced lenders will assist you in tailoring a home loan that fits your needs.

We offer competitive rates, free pre-qualification and great service to make the whole process a great experience.

Consumer Credit Cards

Whether you are looking for convenience and safety when traveling, building your credit history or just managing household expenses, Cheyenne State Bank, through Card Assets, offers a consumer credit card with competitive rates to meet your needs.