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Cheyenne State Bank’s Privacy Statement

Important Information About Your Privacy

Policy on customer confidentiality and privacy of information

The Privacy of Consumer Financial Information (Regulation P) is a law that mandates banks to disclose their privacy policy explaining their business practices with regards to protecting its customer’s non-public information. Below is Cheyenne State Bank’s disclosure explaining how we maintain and protect your private information.

Notice of your Financial Privacy Rights

We, our and us, when used in this disclosure means Cheyenne State Bank. You and your means our customers who have a continuing relationship with us such as:
  • Deposit accounts (checking, savings, money market, certificates of deposit, etc.)
  • Loan accounts for personal purposes

We will define the following terms:

Non-public personal information means information about you that we collect in connection with providing financial products or services to you. Non-public personal information does not include information that is available from public sources such as telephone directories or government records. It is the Bank’s policy to regard all customer information as non-public information. An affiliate is a company that we own or control, a company that owns or controls us, or a company that is owned by the same company that owns or controls us. A non-affiliated third party is an individual or company that is not an affiliate of ours.

The information we collect

We collect information about you from the following sources:
  • Information you give us on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with other parties
  • Information from a consumer reporting agency

What we do with the information we collect

We primarily use the non-public personal information you provide to evaluate your creditworthiness or prevent fraud.

The confidentiality, security and integrity of your non-public personal information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Non-public personal information and former customers

We do NOT disclose non-public personal information about current or former customers except as authorized by law.